Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) SWAP i\u015flemlerde \u00f6zkaynak s\u0131n\u0131r\u0131n\u0131n y\u00fczde 50’den y\u00fczde 25’e \u00e7ekildi\u011fini duyurdu.<\/p>\n
ASAP Y\u00dcZDE 50’DEN Y\u00dcZDE 25’E D\u00dc\u015eT\u00dc<\/strong><\/p>\n BDDK’dan yap\u0131lan a\u00e7\u0131klamada \u015funlar s\u00f6ylendi:<\/p>\n “Bankalar\u0131n yurt d\u0131\u015f\u0131 yerle\u015fiklerle yapt\u0131klar\u0131 bir baca\u011f\u0131 d\u00f6viz di\u011fer baca\u011f\u0131 lira olan paraSWAPLAR’\u0131ndan, i\u015flemin a\u00e7\u0131l\u0131\u015f tarihinde spotta yurt i\u00e7i bankalar\u0131n TL verip d\u00f6viz ald\u0131klar\u0131 SWAP i\u015flemleri ile yine bu mahiyetteki SWAP s\u00f6zde (spot + vadeli d\u00f6viz i\u015flemi) i\u015flemler toplam\u0131 bankalar\u0131n en son hesaplad\u0131klar\u0131 yasal \u00f6zkaynaklar\u0131n\u0131n y\u00fczde 25’ini ge\u00e7emeyecek olup, bu minvalde mevcut a\u015f\u0131mlar giderilinceye dek yeni bir i\u015flem yap\u0131lamayacak ve bu mahiyetteki vadesi gelen i\u015flemler yenilenemeyecektir. S\u00f6z konusu oran g\u00fcnl\u00fck olarak solo ve konsolide bazda hesaplanacakt\u0131r.<\/p>\n SWAP NED\u0130R?<\/strong><\/p>\n Swap, “takas etmek, de\u011fi\u015f toku\u015f etmek, ba\u015fkala\u015ft\u0131rmak” anlamlar\u0131na kazan\u00e7. Swap, iki taraf\u0131n belirtilmi\u015f bir zaman dilimi i\u00e7inde bir varl\u0131k veya y\u00fck\u00fcml\u00fcl\u00fc\u011fe tabi olan bamba\u015fka faiz \u00f6demelerini veya d\u00f6viz cinsini m\u00fc\u015fterek olarak de\u011fi\u015ftirdikleri bir de\u011fi\u015f toku\u015f s\u00f6zle\u015fmesidir. Swap i\u015flemlerinde, faiz oranlar\u0131 ile d\u00f6viz kurlar\u0131ndaki de\u011fi\u015fmeler sonucunda ortaya \u00e7\u0131kan riski en \u00fcye indirmek ama\u00e7lanmaktad\u0131r.<\/p>\n SWAP \u00c7E\u015e\u0130TLER\u0130 NELERD\u0130R?<\/strong><\/p>\n \u0130ki taraf\u0131n kay\u0131tl\u0131 bir s\u00fcre dilimi i\u00e7inde farkl\u0131 faiz \u00f6demelerini ya da bamba\u015fka para birimlerini kar\u015f\u0131l\u0131kl\u0131 olarak de\u011fi\u015ftirdikleri de\u011fi\u015f toku\u015f s\u00f6zle\u015fmesine swap s\u00f6zle\u015fmesi denir. Swap piyasas\u0131nda genelde d\u00f6viz swaplar\u0131 ile faize dayal\u0131 swap s\u00f6zle\u015fmeleri operasyon g\u00f6r\u00fcyor.<\/p>\n Faiz swap\u0131nda, biri de\u011fi\u015fmez faizle, di\u011feri istikrars\u0131z faizle bor\u00e7lanan iki taraf faiz \u00f6demelerini birbirleriyle de\u011fi\u015ftirirler, ancak sermaye hi\u00e7bir \u015fekilde el de\u011fi\u015ftirmez.<\/p>\n \u00c7apraz d\u00f6viz swap\u0131, iki bamba\u015fka para birimindeki kur riski kesin bir vakit bertaraf edilerek, faizi y\u00fcksek olan para biriminin faiz getirisinden yararlanma nam\u0131na yap\u0131lan i\u015flemdir. Bu Nedenle kur riski ta\u015f\u0131madan, y\u00fcksek getiriye sahip \u00f6teki kur birimine ge\u00e7ilir.<\/p>\n","protected":false},"excerpt":{"rendered":" Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) SWAP...<\/p>\n","protected":false},"author":717,"featured_media":24219,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[6],"tags":[12774,10311,380,383,4406],"class_list":["post-24220","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bankacilik-duzenleme-ve-denetleme-kurumu","tag-bddk","tag-haber","tag-haberleri","tag-soz"],"aioseo_notices":[],"views":295,"_links":{"self":[{"href":"https:\/\/haberrizem.com\/wp-json\/wp\/v2\/posts\/24220","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberrizem.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberrizem.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberrizem.com\/wp-json\/wp\/v2\/users\/717"}],"replies":[{"embeddable":true,"href":"https:\/\/haberrizem.com\/wp-json\/wp\/v2\/comments?post=24220"}],"version-history":[{"count":0,"href":"https:\/\/haberrizem.com\/wp-json\/wp\/v2\/posts\/24220\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberrizem.com\/wp-json\/wp\/v2\/media\/24219"}],"wp:attachment":[{"href":"https:\/\/haberrizem.com\/wp-json\/wp\/v2\/media?parent=24220"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberrizem.com\/wp-json\/wp\/v2\/categories?post=24220"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberrizem.com\/wp-json\/wp\/v2\/tags?post=24220"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}